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- 18:36, 22 November 2024 ShanaAckman35 Sọ̀rọ̀ contribs created page Payday Loans Can Lead To A Cycle Of Costly Debt (Created page with "<br>Depending on state law, payday lenders can charge a high interest rate and allow borrowers to roll over their debts. This can cause a cycle of costly debt.<br><br>Credit counseling agencies can help people avoid expensive payday loans. They can also teach people how to use a credit card responsibly and improve their credit scores so they can qualify for better financial products in the future.<br>They’re Fast<br>If you’re in a cash crunch, it might be tempting to...")