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- 15:22, 16 January 2026 KatrinPrentice Sọ̀rọ̀ contribs created page What Are Payday Loans? (Created page with "<br>Whether taken out online or at a local check-cashing store, payday loans come with steep costs. They are based on your written promise to repay the loan plus fees and interest on your next payday. If you can’t afford to pay, lenders may allow you to roll over your debt for a new due date.<br>They are a short-term loan<br>Those who seek out short-term loans typically need fast cash to meet expenses over a short period of time. These expenses might include a car repa...")