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- 13:01, 27 November 2023 ShanaAckman35 talk contribs created page How Payday Loans Can Be A Costly Debt Trap (Created page with "<br>A payday loan is a short-term loan that’s due when you get paid. It can help cover unexpected expenses. However, you must be careful about how much you borrow. Licensed lenders will disclose their fees clearly before you sign the loan.<br><br>You can also consider credit cards, which offer lower interest rates than payday loans. Also, try to work out a repayment plan with your creditors or utility companies.<br>Costs<br>Unless you're careful, payday loans can becom...")