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- 15:15, 23 December 2025 KatrinPrentice Sọ̀rọ̀ contribs created page Should You Take Out A Payday Loan (Created page with "<br>A payday loan is a small, short-term loan that is due on your next payday. These loans typically come with high fees and interest rates. Before taking out a payday loan, consider alternatives. You can also try working out a payment plan with your creditors.<br><br>Many states have outlawed payday lending or established laws that effectively run lenders out of business. Still, payday loans are an option for people who need fast cash.<br>They are a short-term loan<br>I...")